Spend freely.
We've got you.
Free for 2 months.
↓
$1,250,000,000,000
in U.S. credit-card debt — and climbing by the second.
Draw the line.
How it works
Connect your accounts
See every merchant you actually spend with, in one place.
Set a limit — or let us suggest one
New to this? Wallit reads your actual past spending and suggests a number for each store — so you're never stuck guessing where to start.
Hit your limit? We catch you.
That merchant stops loading on your devices — and we'll warn you before you get there.
See it in action
So you don't have to think about it.
Not another budgeting app
Seeing that you overspent has never stopped anyone from overspending. Wallit is the one that actually holds the line you set — hit your limit, and that store stops loading. No labeling every dollar, no guilt — just the few things that get out of hand, kept to the number you chose.
Spend freely — on purpose, not on autopilot.
Why I built Wallit
My wife and I did the math: we'd spent over $15,000 on food delivery. Not on rent, not on anything we'd even remember — just tap, tap, tap at 11pm.
Every budgeting app we tried just showed us the damage after the fact. We didn't need another chart telling us we'd overspent — we needed something that would catch us before we did.
So I built it. You set a limit on the online stores that get out of hand, and once you hit it, that store stops loading on your devices. That's the whole point — with overspending off the table, the worry goes with it, and you can finally spend freely.
If you've got an online store you can't stop buying from — Wallit's got you too.
And handling this kind of data is what I do: I've spent a decade-plus building credit-card transaction data products and analytics — so protecting yours is the part I know best.
— Zach, founder of Wallit
Common questions
What if I need to buy something urgent?
You're always in control — turn off the Safety Net or raise a limit right from the card, a couple of taps, anytime. The point isn't to stop you shopping; it's to stop the mindless kind — the autopilot payments you'd forget you even made. When you genuinely want something, adjusting your limit is a conscious choice, and that's exactly how it should work. Spend freely — on purpose, not on autopilot.
Is my financial data safe?
Yes. Wallit connects through Plaid — the same secure service behind Venmo, Robinhood, and thousands of banks. It only machine-reads your transactions to track your limits. Nothing else. And it's built by someone who's spent a decade-plus working with credit-card transaction data — so it's handled with care.
Do you sell my data?
No — never. Wallit makes money from subscriptions, not from your data.
Which banks does it work with?
US banks and credit cards — over 8,000 of them, through Plaid. Wallit is US-only for now, so if you're outside the US the connection won't find your accounts yet. More countries are on the roadmap.
Does it work on my phone?
Yes — iPhone and Android, plus any browser. Add Wallit to your home screen and it runs like an app, quietly in the background.
Free for 2 months.
No catch. Wallit is free for 2 months, then just $5/month — cancel anytime.
We give you the full two months because Wallit only clicks once you've hit a limit, watched it hold, and rolled into a fresh month — we'd rather you feel it work than take our word for it.